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Personal accident insurance product info

Personal Accident Insurance

Providing protection upon the risk of death, permanent disability, hospitalization/medication cost that is directly caused by an accident.

User (The Insured)

Individual of 17-60 years old, as individual or group

Benefits of Personal Accident Insurance



Providing compensation for the Insured/beneficiary if the Insured suffers from an accident which causes:

  • Death
  • Total permanent or half disability
  • Hospitalization and/or medication cost

Cost Reimbursement

Providing accident compensation for costs that are expensed with premium additions such as: 

  • Repatriation cost reimbursement
  • Funeral cost reimbursement
  • Ambulance cost reimbursement
  • Document administration cost reimbursement

Personal Accident Insurance Product Feature

Product Feature


24/7 Protection

This product provides you with 24/7 protection, 365 days a year, anywhere around the world


100% Compensation

The compensation given amounts to the benefits written in the policy, with maximum amount of 100% of the coverage value


Reimbursement system

The cost compensation system for hospitalization/medication is reimbursement


Doctor or Hospital

The Insured is free to choose any desired Doctor or Hospital

Individual Product List

Choose Askrindo Insurance Products According to Your Individual Needs

Personal Accident Insurance

  • An accident is an incident or event that contains an element of violence, both physical and chemical in nature, which comes suddenly, including an accident that is caused by poisoning food, steam and gas, falling into water or sinking

Fire insurance

  • Provides protection for damage to buildings or property caused by fire, lightning, explosion, airplane crashing and smoke damage.

Construction Insurance

  • Provides protection for damage or loss to the project construction work construction or installation installation during the work period.

Liability Insurance

  • Providing protection to the insured due to his mistake or negligence which can be legally prosecuted because it results in loss and or damage to third parties.

Goods Transportation Insurance

  • Provides protection for damage or loss of objects or interests that can be insured while in transportation from one place to another by land, sea or air transportation

Property All Risk Insurance

  • Provides protection for damage that occurs suddenly and unexpectedly due to various risks that cause it such as fires, lightning strikes, explosions, hit by aircraft, smoke (FLEXAS), hurricane angina, hurricanes, floods, landslides, earthquakes, strikes , riots, riots, other people's evil deeds and other risks.

Money Insurance

  • Provides protection for loss or damage to money, other objects that are equated with money, and place of deposit of money due to crimes committed by third parties (not employees)

Machinery Breakdown Insurance

  • Provides protection for physical damage that occurs suddenly and unexpectedly to the machine in the operational process.

Heavy Equipment Insurance

  • Provides protection for heavy equipment damage in a particular project or location, when the heavy equipment is used (at work), is idle or is being demolished (overhauling).

Travel Insurance

  • Provides protection against unexpected events while traveling within the country and abroad.

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